U-BANK@CMBWLB Services

U-BANK@CMBWLB Services

Diversified Corporate NET Banking Services
to Help Expand Business Anytime Anywhere

Corporate NET Banking
    U-BANK@CMBWLB Services Choice for Corporate Customers

    CMB Wing Lung Bank cares about the business needs of corporate customers and has launched U-BANK@CMBWLB Services to provide a convenient and efficient channel for corporate customers to manage financial transactions easily and flexibly.

    Demo

    Service Highlight

    U-BANK@CMBWLB Services allows related companies of an enterprise to join the same platform to operate accounts, which facilitate the enterprise to control the overall capital position in real time and operate accounts of other related companies. The enterprise can check the account, gather or sweep funds via U-BANK@CMBWLB Services to achieve overall capital management.

    Diversified Functions
    Account Management
    • Account Overview – Account details and transaction history at a glance.
    • Cheque Management – Check cheque status, cancel cheque payment and request for cheque book.
    • Statement – View e-Statement of accounts and request reprint of statement.
    Fund Transfer / Bill Payment
    • Fund Transfer – Apart from fund transfer to same-name, 3rd party and other local bank’s accounts, forward dated instruction and template creation are supported.
    • Fast Payment System (FPS) Services – By entering beneficiary’s mobile phone number, email address or FPS ID, local receipt and payment of funds can be done 24/7.
    • Bill Payment – Pay bills to over 200 merchants and support template creation.
    • Telegraphic Transfer – Make telegraphic transfer to registered beneficiary account safely and efficiently.
    • Demand Draft / Cashier Order – Purchase Demand Draft / Cashier Order online and collect it at branch by pre-assigned person.
    Investment
    • Fixed Deposits – Create fixed deposits and amend maturity instruction.
    • Wealth Management – View portfolio and transaction history of wealth management accounts.
    Bills Service
    • Check bill credit status, remittance and bills information online.
    Letter of Credit
    • Apply for, check and amend Letter of Credit online.
    Payroll / MPF
    • Upload payroll and MPF data files online.
    • Self-employed person and temporary staff can submit MPF contribution directly.
    Physical Cash Pool
    • Different allocation rules, such as auto upward and downward sweep can be established among the Head Account and Sub-Account. The system will execute the sweeping automatically according the established rules.
    CMB Wing Lung Global Cash Management Services
    • Suitable for corporate customers with affiliates in Hong Kong and mainland China.
    • Upon successfully application of U-BANK@CMBWLB Services, Mainland corporate customers can operate the account of related companies opened with CMB Wing Lung Bank by login to U-BANK of China Merchants Bank.
    Service Setting
    • Reset Password – Users can reset password by themselves.
    • Net Audit Trail – Users can check instructions submitted, transaction status and other details online anytime.
    • Personal Information Maintenance – Update personal and contact information online while configuring alert message control.
    • Template Management – Create, update or remove transaction template.
    • Usable Service/Account – Check or update accessible service, account and transaction limit (if any).
    • Beneficiary management – Add, amend or delete beneficiary for local transfer, telegraphic transfer and demand draft.
    Enhanced Internet Security

    Online security is the prime concern of the Bank. U-BANK@CMBWLB Services has implemented the following security measures:

    • TLS Certificate – With the adoption of the latest Internet security measure "TLS Certificate", users can identify in real time the authentic CMB Wing Lung Bank website.
    • Identity Verification – Apart from separate logon ID and password set by each user, both Administrator and Authorizer are required to use the Security Token as two-factor authentication for login and specified transactions.
    • User Management – Customer can authorize access right to appropriate users with control on accessible service, account and transaction limit for each user.
    Flexible Management
    4 User Types with Specific Authority
    • Administrator
      • Manage accessible service, account and transaction limit, user authorization and access control.
    • Authorizer
      • Check the details of pending transactions instruction and transaction authorization records.
      • Edit, authorize or reject pending transaction instructions.
    • Checker
      • Review the transaction instructions submitted by the Operator.
      • No permission to approve transactions instructions.
    • Operator
      • Submit transaction instruction (for transaction approved by Administrator only.
      • No permission to approve transactions instructions.

    * The services or offers are subject to relevant terms and conditions.

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