• Wing Lung Bank has a team of about 300 dedicated members, including customer service officers, branch managers and departmental representatives including those from our MPF Unit.
• Our registered MPF intermediaries are ready to offer professional MPF service to customers.
• BCT offers flexible and comprehensible MPF and Industry plans that address various needs of customers.
• We provide dedicated after-sale services.

MPF is a defined contribution scheme in which both employers and employees have to make contributions.

In general there are three main types of MPF schemes:

1. Master Trust Schemes

• This scheme is open to all employers.
• Administration cost can be shared with other employers as the contributions are placed on investment and managed collectively.
• It is suitable for small-to-medium sized companies and self-employed persons.
• Bank Consortium MPF Plan provides different investment funds with different risk profiles and managed by renowned fund management companies for members’ selection. There is no limit on the number of switching between the constituent funds. Fund switching is free of charge. Please visit the website of BCT or the relevant principal brochures / leaflets for details.

2. Industry Schemes

• This scheme is specially designed for construction and catering industries with high labour mobility.
• An employee need not transfer his scheme when switching jobs in the same industry.
• BCT Industry Plan provides different investment funds with different risk profiles and managed by renowned fund management companies for members’ selection. There is no limit on the number of switching between the constituent funds. Fund switching is free of charge. Please visit the website of BCT or the relevant principal brochures / leaflets for details.

3. Employer Sponsored Schemes

• It is a scheme to be established by a single employer.
• Scheme members consist of employees of that particular employer and its associated companies.
• It is suitable for companies with a large number of employees.

Act now to join the BCT's MPF plans:

1. Call our MPF Service Hotline at 2826 8456 to arrange a convenient time for a meeting with our MPF intermediary, or obtain a copy of the Principal Brochure and other relevant materials of the Plan at our Head Office or any of our branches.
2. Our MPF intermediary will explain the Plan to you in detail, help you with your enquiries about the Plan and assist you in making application.
3. All relevant documents will be sent to BCT for processing.

Please call our MPF Hotline at 2826 8456 for more information.

The above information does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. Investment Fund of certain market (e.g. Emerging Market) may involve a higher degree of investment risk. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Each fund management companies are the only person quoting prices and counterparties for the Funds under their management. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the risk disclosure statements in the prospectus of the investment product before making any investment decisions.

The information on this webpage has not been authorized by the Securities and Futures Commission.

Updated on 1 June 2011