If you are looking for stable and higher-yielding investment with minimal risk, our fixed deposit products are your first choice. We offer a wide range of fixed deposit products with flexible terms to suit your financial goals.
Call Deposits
Maximal financial flexibility with 24-hour call service
Available in HKD & 10 other foreign currencies
Minimum deposit amounts for various currencies
Currency
Minimum Deposit Amount
(in original currency)
Hong Kong Dollar (HKD)
10,000
US Dollar (USD)
5,000
Australian Dollar (AUD)
10,000
Canadian Dollar (CAD)
10,000
Swiss Franc (CHF)
10,000
Euro (EUR)
5,000
Pound Sterling (GBP)
5,000
Japanese Yen (JPY)
1,000,000
New Zealand Dollar (NZD)
10,000
Singapore Dollar (SGD)
10,000
Thai Baht (THB)
200,000
Interest calculated on a daily basis
Easy access to up-to-date interest rates via NET Banking or Telebanking
Term Deposits
Available in HKD & 10 other foreign currencies
Minimum deposit amounts for various currencies
Currency
Minimum Deposit Amount
(in original currency)
Hong Kong Dollar (HKD)
10,000
US Dollar (USD)
5,000
Australian Dollar (AUD)
10,000
Canadian Dollar (CAD)
10,000
Swiss Franc (CHF)
10,000
Euro (EUR)
5,000
Pound Sterling (GBP)
5,000
Japanese Yen (JPY)
1,000,000
New Zealand Dollar (NZD)
10,000
Singapore Dollar (SGD)
10,000
Thai Baht (THB)
200,000
Attractive interest rate fixed upon account opening
Easy access to up-to-date interest rate via NET Banking or Telebanking
Notes: Term deposits with a maturity exceeding 5 years are not a protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.
Floating Rate Deposits
Higher yield than term and call deposits
Upward adjustment of interest return in case of prime rate increase
Contract interest return is guaranteed even when the subsequent prime rate is lower than that at the deposit creation day
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