Shopping with Xcite Fast, Convenient and Widely Accepted
For payments up to HK$500, no online credit card transaction approval is required, simply touch the payment sensor with your Xcite to make an instant payment transaction! With over 7,400 terminals in a variety of HK merchants, enable you to experience the joy of brand new shopping experience.

Xcite cardholders can select one of the following welcome gifts upon card approval:

Welcome gifts are available on a first come, first served basis while stocks last. For redemption details, please refer to the Terms and Conditions of Welcome Gift Redemption.

You will be awarded 1 bonus point on every spending of HK$1 with Xcite to redeem cash coupons and gifts.

Xcite can enjoy first 3 years annual fee waiver.

Cardholder can enjoy a series of wonderful Year-Round Merchant Offers upon successful approval.

Xcite offers you and your family an automatically Octopus reload service and bonus point rewards in the meantime. The old days of queuing for Octopus reload have come to an end.

Every automatically reloadedHK$250 = 250 Bonus Points

Wing Lung Credit Card "One to Many" Octopus Automatic Add-Value Service Application Form will mail together with the card to customer upon successful approval.