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Floating Rate Deposits

Would you like to enjoy stable interest return? "Floating Rate Deposits" is your best choice!

  • Taking advantage of rising prime rate 
    • The monthly interest rate you earn during the term of your deposit will be determined with reference to the prime rate* prevailing at the deposit creation day of each month thereafter. The interest rate of your deposit will be adjusted by the same magnitude. 
    • Contract interest return is guaranteed even when the subsequent prime rate is lower than that at deposit creation day. 
  • Attractive Interest Rate 

For enquiries, please call our Customer Service Hotline 2952 6666, or visit any of our branches for further information.  




Wing Lung NET Banking - Extra Discount. Extra Saving.

 

NET-Banking Customer can now enjoy preferential insurance discount rates / extra free coverage by applying the following insurance packages online.

Travel Package Insurance 20% premium discount
Clinic Package Insurance 20% premium discount
Credit Protect Premium waiver for the first 2 months
Family Package Insurance Free one month's cover
Personal Accident Insurance Free one month's cover
Domestic Helper Package Free one month's cover

Preferential exchange rate is offered to any online foreign exchange transaction of HKD50,000 or above. (Rates adjustment varies with each currency, ranging from 1bp to 2bp)

Preferential exchange rate is offered to any online purchase of foreign currency notes of HKD50,000 or above. (Rates adjustment varies with each currency, ranging from 1bp to 15bp)

Charges reduction is offered to any online purchase of T/T and D/D (except D/D in CHF and EUR (drawn on Spain/Portugal)).

Preferential exchange rate is offered to online purchase of T/T and D/D of over HKD50,000.

* The above terms are subject to change without prior notice


 
 
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