Credit Protect Insurance

Apply for Credit Protect Insurance now and enjoy first 2 months premium waiver

Policy Wording  Apply Now

Credit Protect Insurance is especially tailor-made for Wing Lung Bank Credit Card holders. In case of accidental death or permanent disablement, the outstanding balance in your Wing Lung Bank Credit Card account will be settled. In addition, cash compensation will be provided to you or your beneficiary to ease your financial burden.

Planning for a bright future
  • Settlement of Outstanding Credit Card Balance
    The outstanding balance of the insured's Wing Lung Bank Credit Card account will be settled in the event of accidental death or permanent disablement of the insured.
  • Accidental Death / Permanent Disablement Covers
    Maximum coverage of up to the sum insured for accidental death or permanent disablement of the insured.
  • Double Indemnity
    The amount payable under Benefit 1 will be doubled in the event of accidental death / permanent disablement of the insured while traveling as a fare-paying passenger on board or by a public conveyance.
  • Daily Hospital Cash
    A daily benefit for a maximum period of 60 days will be paid if the insured is confined in hospital for treatment of bodily injury.
  • Lowest Premium
    Monthly premium is as low as HK$33 to give you extra peace of mind.
Coverage and Premium
Coverage Plan 1
Limit (HKD)
Plan 2
Limit (HKD)
Settle outstanding credit card balance 50,000 100,000
Accidental Death / Permanent Disablement 350,000 500,000
Double indemnity 700,000 1,000,000
Daily hospital cash 300 600
Monthly premium (per card holder) HK$33 HK$50
Note :
  1. The above information is provided for reference only. For details, please refer to the exclusions, terms and conditions of our Credit Protect policy.
Come talk to us! We will be happy to prepare a proposal for you.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of this Plan should be resolved between directly Wing Lung Insurance and the customer.

Please read the Wing Lung Insurance Co. Ltd.'s Notice to Customers Relating to the Personal Data (Privacy) Ordinance.. 

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