General Terms and Conditions of Promotional Offers at CMBWLB Wintech mobile application:

  1. Unless otherwise specified in other terms and conditions, the promotional period of these offers ("the Promotional Offers") at CMBWLB Wintech mobile application is valid from 31st March 2018 to 30th September 2018 (“Promotional Period of Phase 1”) and from 1st October 2018 to 31st March 2019 (“Promotional Period of Phase 2”) (both dates inclusive) ("the Promotional Period"). 
  2. CMB Wing Lung Bank Limited ("the Bank") reserves the right to change or terminate the Promotional Offers and amend any terms and conditions of the Promotional Offers at its sole discretion without notice. In case of any dispute, the decision of the Bank shall be final.
  3. Customer will not be informed if he/she is not eligible to enjoy any of the Promotional Offers.
  4. The General Terms and Conditions of the Promotional Offers are applicable to all of the following promotional offers.
  5. The following promotional offers are subject to the terms and conditions of the related product/services.
  6. In case of discrepancies between the English and Chinese versions of the General Terms and Conditions of the Promotional Offers, the English version shall prevail.

 

CMB Wing Lung New Securities Customer Trading Offer: Unlimited $0 Buy & Sell Order Brokerage for New Customer

From now till 31st March 2019, Eligible Customer who opens new i Trade Securities Account of CMB Wing Lung Bank ("the Bank") can enjoy unlimited brokerage rebate for trading HK Stocks through electronic channels of the Bank within the first 3 calendar months upon account opening ("Rebate Period") ("CMB Wing Lung New Securities Customer Trading Offer").

After the Rebate Period, Eligible Customer who trades HK Stocks through electronic channels of the Bank can enjoy privileged brokerage rate. For CMB Wing Lung Sunflower Customer, CMB Wing Lung Private Wealth Management Customer and CMB Wing Lung Private Banking Client, the brokerage rate is 0.15%; and that for other customer is 0.18% (the brokerage rate is based on transaction amount of each order with no minimum brokerage).

Terms and Conditions of CMB Wing Lung New Securities Customer Trading Offer

  1. The promotional period of CMB Wing Lung New Securities Customer Trading Offer ("This Offer") is from 31st March 2018 to 30th September 2018 (“Promotional Period of Phase 1”) and from 1st October 2018 to 31st March 2019 (“Promotional Period of Phase 2”) (both dates inclusive) ("Promotional Period"). Eligible Customer (refer to clause 2 of this Terms and Conditions) must successfully open i Trade Securities Account on or before 31st March 2019 in order to enjoy This Offer (refer to clause 4 of this Terms and Conditions).
  2. This Offer is only applicable to new securities customer who opens i Trade Securities Account of CMB Wing Lung Bank ("the Bank") during the Promotional Period. New securities customer refers to customer who maintains valid i Trade Securities Account opened during the Promotional Period, and has not maintained any securities account in sole or joint names account with the Bank within the past 12 months preceding the opening of the i Trade Securities Account, and cannot cancel, terminate or close any securities account of the Bank during the Promotional Period ("Eligible Customer").
  3. Eligible Customer must register for Securities e-Statement Services when opening i Trade Securities Account.
  4. Eligible Customer who buy or sell HK Stocks through electronic channels (include CMBWLB Wintech, "Mobile Securities App" (Tencent Portfolio), CMB Wing Lung NET Securities Services and CMB Wing Lung Automated Securities Services) in the calendar month when the i Trade Securities Account takes effect and the following 2 calendar months (first 3 calendar months) ("Rebate Period") can get all the brokerage rebated without limit. For example, if Eligible Customer opens new i Trade Securities Account on 10th December 2018, they can enjoy unlimited brokerage rebate for trading HK Stocks through electronic channels of the Bank during the Rebate Period, i.e. in December 2018, January 2019 and February 2019.th December 2018, they can enjoy unlimited brokerage rebate for trading HK Stocks through electronic channels of the Bank during the Rebate Period, i.e. in December 2018, January 2019 and February 2019.
  5. After the Rebate Period, Eligible Customer who trades HK Stocks (except clause 8) through electronic channels can enjoy privileged brokerage rate. For CMB Wing Lung Sunflower Customer, CMB Wing Lung Private Wealth Management Customer and CMB Wing Lung Private Banking Client, the brokerage rate is 0.15%; and that for other customer is 0.18% (the brokerage rate is based on transaction amount of each order and with no minimum brokerage). For the brokerage of other trading channels and the relevant offers and terms and conditions of i Trade Securities Account, please refer the promotional leaflet of i Trade Securities Account Offer.
  6. Eligible Customer shall pay brokerage first in full according to the pre-defined brokerage rate of Securities Account. The Bank will deposit the brokerage rebate to the settlement account (for Cash Securities Trading Account) or securities account (for Margin Securities Trading Account) of the Eligible Customer within the next calendar month after the Promotional Period. All securities accounts and the settlement accounts of the Eligible Customer must be still valid when brokerage rebate is deposited.
  7. If the HK Stock traded is not settled in Hong Kong Dollar, the relevant brokerage rebate will be converted to the equivalent Hong Kong Dollar and deposited to the settlement account (for Cash Securities Trading Account) or securities account (for Margin Securities Trading Account). The exchange rate is determined by the Bank from time to time.
  8. The HK Stock bought through Securities Savings Scheme is not applicable to This Offer.
  9. Eligible Customer cannot enjoy brokerage, interest or coupon rebate of other related securities services offered by the Bank simultaneously. The Bank will calculate the rebate/coupon amount of each offer applied on an individual account each month for comparison, only one of the offers with the highest value will be given to the Eligible Customer.
  10. (Applicable to Margin Securities Trading Account) If the Margin Securities Trading Account was liquidated forcibly by the Bank during the Promotional Period (e.g. the account maintains insufficient margin causing the Bank to liquidate forcibly of all or part of the securities), such account will not be awarded any offer or brokerage rebate from that calendar month.
  11. Eligible Customer should still pay other fees of the Bank, including but not limit to settlement fee, trading free, transaction levy and stamp duty, etc. For more details, please refer to Securities Service Charges on the General Banking and CMB Wing Lung Sunflower Service Charges.
  12. The Bank reserves the right to suspend, amend, terminate or cancel any offers, rewards, brokerage rebate and/or amend these Terms and Conditions at any time without further notice. Should there be any disputes of the Terms and Conditions of This Offer, the Bank reserves the final right of explanation and decision. For details of these Terms and Conditions, service charges and promotional offers of the Bank’s securities services, please refer to the relevant promotional leaflets and Securities Services Charges on theGeneral Banking and CMB Wing Lung Sunflower Service Charges.
  13. In case of discrepancies between the English and Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

 

Fund Trading Subscription Fee Promotional Offer": Subscription Fee as low as 1%)

Terms and Conditions of Fund Trading Subscription Fee Promotional Offer

  1. The Fund Trading Subscription Fee Promotional Offer is applicable to relevant instruction received and accepted by the Bank by 3p.m. on 31st March 2019.
  2. The Fund Trading Subscription Fee Promotional Offer is only applicable for subscription of investment fund(s) through "Fund Services" of CMB Wing Lung NET Banking Services or CMBWLB Wintech mobile application. Amount of Promotional Subscription Fee is calculated base on the subscription amount of each investment fund subscription.
  3. The Fund Trading Subscription Fee Promotional Offer is not applicable to investment funds with no subscription fees, money market funds or any other funds designated by the Bank.
  4. The Fund Trading Subscription Fee Promotional Offer cannot be used in conjunction with any other offers.

 

Utilities-rebate Lifetime Offer

Terms and Conditions of Utilities-rebate Lifetime Offer

  1. The promotional period of Utilities-rebate Lifetime Offer (“the Offer”) is valid from 26th June 2018 to 30 September 2018 (“Promotional Period of Phase 1”) and from 1st October 2018 31st March 2019 (“Promotional Period of Phase 2”) (both days inclusive) (“Promotional Period”).th June 2018 to 30th September 2018 (both dates inclusive) ("the Promotional Period").
  2. Customer (including personal account or joint name account) has to register designated utilities services bills with direct debit authorization services (“DDA Services”) via CMBWLB Wintech (“Wintech”) or any branches of the Bank during the promotional period and pay with the DDA Services via HKD savings account, HKD current account, Combination Savings Account and All-In-One Card Account of the Bank (“Eligible Customer“). Eligible Customer should login to Wintech prior to 30 calendar days of rebate (“Rebate Date”) (T&C no. 6). Designated utilities services bill means the bills issued by Rating and Valuation Department, Water Supplies Department, CLP Power Hong Kong Limited, The Hongkong Electric Company Limited and The Hong Kong and China Gas Company Limited.
  3. Eligible Customer can enjoy a remainder amount rebate, which includes the nearest dollar and two decimal place amount of designated utilities services bill paid with the DDA Services (“Rebate Amount”). The maximum amount for each rebate is HKD9.99. For example, customer paid HKD189.78 for water supply, he/she can get the Rebate Amount up to HKD9.78.
  4. The Bank will rebate the first 4 entries of the DDA Services each calendar month, and then rebate by the size of the rebate amount if there is more than 1 time of rebate on the same day (the larger amount will be given priority rebates) of the same calendar month.
  5. Each Eligible Customer can get a maximum 4 times of rebate each calendar month. If the Eligible Customer settle designated utilities services bill with the DDA Services at calendar month end, the rebate will be credited in the next calendar month. The transaction date of the DDA Services is based on the record of CMB Wing Lung Bank (“the Bank”).
  6. The rebate will be credited into the Eligible Customer’s autopay account (“Rebate Account”) at the Bank with the DDA Services by 2 working days (“Rebate Date”). Working day means from Mondays to Saturdays, excluding Sundays and public holidays.
  7. When the Bank credits the rebate, the related deposit account of Eligible Customer should still be valid and in good record.
  8. If the customer cancels the Rebate Account or change the settlement account of designated utilities services bill with the DDA Services, the Offer will be cancelled.
  9. The Bank reserves the right to suspend, terminate or cancel, or to amend or vary any terms or conditions at any time without further notice.
  10. In case of disputes, the Bank’s decision and record shall be final and binding.
  11. Risk Disclosure: The risk of loss associated with the volatile movement in foreign exchange market can be substantial. Participants should have a thorough understanding of the market and should be aware of the risk of foreign exchange investment.

 

e-Offer

The use of the e-Offer is subject to the relevant terms and conditions. For details, please refer to the terms and conditions on the e-Offer.

 

Terms and Conditions of Account Opening Appointment Offer:

  1. The promotional period of Account Opening Appointment Offer (“This Offer”) is from 19th June 2018 to 30th September 2018 (“Promotional Period of Phase 1”) and from 1st October 2018 to 31st December 2018 (“Promotional Period of Phase 2”), both dates inclusive.
  2. This Offer is only applicable to new customer who has completed Account Opening Appointment Form via CMBWLB Wintech during the Promotional Period of Phase 1 or Promotional Period of Phase 2. Customer can get the cash reward only when the account is successfully opened.
  3. New customer refers to customer who has not maintained any account in sole or joint names with the Bank within the past 12 months preceding the opening of the account.
  4. This Offer is only applicable to customer who remains in conformity with Clause 2 and 3 above and whose account(s) is/are still valid when the Bank credits the cash reward into the account(s) (“Eligible Customer”).
  5. The cash reward will be credited to the saving account of Eligible Customer by 15th October 2018 (if Eligible Customer successfully opens the account during the Promotional Period of Phase 1) and by 15th January 2019 (if Eligible Customer successfully opens the account during the Promotional Period of Phase 2).
  6. If Eligible Customer has more than one account of the same account type, the Bank will credit the cash reward into any one of the accounts with the latest account opening date at its discretion.
  7. The Bank reserves the right to change or terminate This Offer and amend any terms and conditions of This Offer at its sole discretion without notice. In case of any dispute, the decision of the Bank shall be final.
  8. In case of discrepancies between the English and Chinese versions of the Terms and Conditions of This Offer, the English version shall prevail.

 

Risk disclosure:

The above information does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any securities. Investment involves risks and the price of securities may fluctuate or even become worthless. Losses may be incurred rather than making a profit as a result of dealing in securities. You should carefully and independently consider whether the securities are suitable for you in light of your investment experience, objectives, financial position and risk profile. This advertisement has not been authorized by the Securities and Futures Commission. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the risk disclosure statements in the General Conditions for Accounts and Services before making any investment decisions.

Statement

According to the Personal Data (Privacy) Ordinance, you may, at any time and without charge, choose not to receive our future promotional materials. Please click here or inform us in writing in case of such a request to the Data Protection Officer. (Address: The Data Protection Officer, CMB Wing Lung Bank Limited, 45 Des Voeux Road Central, Hong Kong. Fax no. 2782 3895)