General Terms and Conditions of WLB Wintech Promotional Offers:

  1. The promotional period of WLB Wintech Promotional Offers ("the Promotional Offers") is from 16th Jan 2017 to 31st Dec 2017 (both dates inclusive) ("the Promotional Period"), unless otherwise specified in other terms and conditions.
  2. Wing Lung Bank Limited ("the Bank") reserves the right to amend the terms and conditions of, cancel or terminate any Promotional Offer at its sole discretion without notice. In case of any dispute, the decision of the Bank shall be final.
  3. Customer will not be informed if he/she is not eligible to enjoy any of the Promotional Offers.
  4. The General Terms and Conditions of the Promotional Offers are applicable to all of the following promotional offers.
  5. The following promotional offers are subject to the terms and conditions of the related product/services.
  6. If there is any discrepancy between the English and Chinese versions of the terms and conditions of the Promotional Offers, the English version shall prevail.

 

Promotional Offer 1: Free service charge for real-time fund transfer to other local banks in Hong Kong to save a maximum of HKD24,000 (Local Bank Fund Transfer Promotional Offer)

Terms and Conditions of Local Bank Fund Transfer Promotional Offer

  1. Local Bank Fund Transfer Promotional Offer is only applicable to "Tranfer - Express Transfer" services of WLB Wintech mobile banking services.
  2. Subject to clause 3 below, customer does not have to pay any service charge for real-time fund transfer to accounts of other local banks via WLB Wintech mobile banking services. However, the beneficiary remains responsible for the bank charge(s) of the beneficiary bank.
  3. Customer can enjoy Local Bank Fund Transfer Promotional Offer for a maximum of 40 transactions in a calendar month so as to save a maximum of HKD24,000 service charges within the Promotional Period.
  4. Local Bank Fund Transfer is only applicable to HKD, USD, RMB and EUR currencies fund transfer.
  5. "Transfer - Express Transfer" services is available from 9 a.m. to 4 p.m. from Monday to Friday and not available on Saturday, Sunday, public holidays, when typhoon signal no.8 or above is hoisted or black rainstorm signal is in force ("Service Hour"). Customers can only enjoy the Local Bank Fund Transfer Promotional Offer for fund transfer done within the Service Hour.
  6. Customers should check with the receiving bank for the actual available time of the transferred fund. The Bank holds no responsibility for any deviation of the actual available time of the transferred fund by the receiving bank with the time the Bank executes the fund transfer.

 

Promotional Offer 2: HKD30 Cash Rebate for First Login ("First Login Promotional Offer")

Terms and Conditions of First Login Promotional Offer

  1. Customer who downloads the latest version of WLB Wintech mobile application (iPhone/Android version) and login for the first time within the Promotional Period can enjoyHKD30 cash rebate ("Cash Rebate") of the First Login Promotional Offer.
  2. The Cash Rebate will be deposited into customers' primary account for WLB Wintech mobile banking services ("the Primary Account") within 3 calendar months after the first login. If the Primary Account is closed or blocked for deposit, the Cash Rebate will be deposited to any one of the Customer's Hong Kong Dollars Savings or Current Account without notice; however, if there is no eligible account, Customer will be deemed to forfeit the Cash Rebate.

 

Promotional Offer 3: 50% Premium Discount for Subscribing Wing Lung Insurance "Travel Insurance" (Single Journey/Annual Cover)

Terms and Conditions of 50% Premium Discount for Travel Insurance Promotional Offer

  1. The insurance period of Wing Lung Insurance "Travel Insurance" (Single Journey) must be two days or more.
  2. 50% Premium Discount for Travel Insurance Promotional Offer is not applicable to existing policyholders or policyholders who held Wing Lung Insurance "Travel Insurance" (Annual Cover) issued by Wing Lung Insurance Company Limited ("Wing Lung Insurance") in the immediate preceding six months.
  3. Customer can enjoy 50% premium discount for subscribingWing Lung Insurance "Travel Insurance" (Single Journey / Annual Cover) via WLB Wintech mobile banking services.
  4. Upon successful online subscription for Wing Lung Insurance "Travel Insurance" (Single Journey) policy, no premium will be refunded if the customer has cancelled such subscribed policy. Upon successful online subscription forWing Lung Insurance "Travel Insurance" (Annual Cover) policy, premium may be refunded (if any) according to the relevant policy terms and conditions if the customer has cancelled such subscribed policy.
  5. 50% Premium Discount for Travel Insurance Promotional Offer is governed by the applicable terms and conditions of the relevant products and services. For details, please refer to the terms and conditions of the relevant products/services or contact the staff of the Bank or Wing Lung Insurance. (Enquiry hotline: 2826 8428)
  6. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of relevant insurance product will be resolved directly between Wing Lung Insurance and the customer.
  7. Wing Lung Insurance reserves the rights to amend, change, cancel or terminate the 50% Premium Discount for Travel Insurance Promotional Offer, discount and any terms and conditions without notice. In case of any disputes, the decision of Wing Lung Insurance shall be final.
  8. General Insurance Products are underwritten by Wing Lung Insurance which is authorized and regulated by the Commissioner of Insurance of Hong Kong SAR. The Bank is an insurance agent authorized by Wing Lung Insurance. Wing Lung Insurance is a wholly-owned subsidiary of the Bank.

   

Promotional Offer 4: Enjoy a Maximum of 50 Pips Preferential Exchange Rate for Foreign Currencies Notes ("Foreign Currencies Notes Exchange Promotional Offer")

Terms and Conditions of Foreign Currencies Notes Exchange Promotional Offer

  1. Customer can enjoy the following preferential exchange rate for purchasing designated foreign currencies notes via WLB Wintech mobile banking services. Preferential exchange rate for designated foreign currencies notes are as follows:

     

    Designated Foreign Currencies

    Preferential Exchange Rate (per 100)

    USD (Large note)

    0.5

    USD (Small note)

    0.5

    CAD

    0.5

    CHF

    0.5

    EUR

    0.5

    GBP

    0.5

    AUD

    0.5

    JPY

    0.005

    PHP

    0.5

    THB

    0.5

    TWD

    0.2

    SGB

    0.5

    KRW

    0.005

          

           Example: AUD Bank Note

    • Current Bank Sell Rate (per 100) = 582.0000
    • Preferential Exchange Rate (per 100) = 0.5
    • Preferential Bank Sell Rate (per 100) = 581.5000

     

  1. Each customer can enjoy the Foreign Currencies Notes Exchange Promotional Offer for the first purchasing transaction via WLB Wintech mobile banking services on a daily basis and the maximum daily transaction limit is HKD200,000 equivalent
  2. The service hour for foreign currencies notes exchange is from 9 a.m. to 5 p.m. from Monday to Friday and from 9 a.m. to 1 p.m. on Saturday. No service is available on Sundays, public holidays, when typhoon signal no. 8 or above is hoisted or black rainstorm signal is in force.
  3. Foreign currencies notes will be ready for collection at the designated branch selected by customer 2 hours after the foreign currencies notes exchange request is accepted by the Bank. If the foreign currencies notes exchange request is accepted by the Bank after 3 p.m. from Monday to Friday or 10:30 a.m. on Saturday, the foreign currencies notes can only be collected after 10:30 a.m. on the next working day.
  4. Notes can only be collected by customer in person.
  5. In case the foreign currencies notes exchange request cannot be successfully executed, the HKD equivalent of the transaction amount will be credited to the withdrawal account.The Bank holds no responsibility for losses due to exchange rate fluctuation for any unexecuted foreign currencies notes exchange request.

Foreign Currencies Notes Exchange Risk Disclosure - Foreign Currencies Notes Exchange involves the risk of exchange rate fluctuation. When you convert foreign currencies notes, you may result in gains or losses due to exchange rate fluctuation.

 

Extra Offer: Free Auto-Sweeping Services for Current Account of Wing Lung Sunflower Service Customers or Customers of Segments Above ("Free Auto-Sweeping Services Promotional Offer")

Terms and Conditions of Free Auto-Sweeping Services Promotional Offer

  1. Free Auto-Sweeping Services Promotional Offer is only applicable to customers of Wing Lung Sunflower, Wing Lung Private Wealth Management and Wing Lung Private Banking Service ("Eligible Customer"). Eligible Customer who has not used the Auto-Sweeping Services ("the Service") has to apply through our branches or WLB Wintech mobile banking services.
  2. Auto-Sweeping Services may be provided if the designated same name same currency current account of the Eligible Customer is overdrawn or has exceeded its overdraft Limit. The Bank will automatically transfer sufficient funds from the designated same name same currency savings account of the Eligible Customer on the same banking day to cover the deficit. Service charge will be waived during the Promotional Period.
  3. The Service will not be activated if no sufficient funds are available in the designated same name same currency savings account or the overdrawn amount exceeds the pre-designated overdraft limit. Eligible Customer shall on demand pay to the Bank the overdrawn amount or the amount exceeding the pre-arranged overdraft limit (including all charges and overdraft interest). Interest shall accrue on all sums advanced from the date of advance to the date of actual repayment (before and after judgment) at such rates as the Bank may determine and be calculated on the basis of the actual number of days elapsed. The Bank reserves the right to cancel, terminate or change the Service or vary any terms thereof at any time at the Bank's discretion.
  4. The Service is only applicable for funds transfers from the designated same name same currency savings account to the designated same name same currency current account and subject to sufficient funds being available in that designated same name same currency savings account and the terms and conditions the Bank prescribes from time to time.
  5. Subject to any agreement with the Eligible Customer and the relevant terms and conditions from time to time applicable, overdraft facilities in the designated same name same currency current account may be provided to the Eligible Customer. The Bank reserves the right to cancel, terminate or change the overdraft facilities or vary any terms thereof at any time at the Bank's discretion.
  6. The Service will not be activated if the designated same name same currency current account or designated same name same currency savings account is not in normal status.
  7. If the designated same name same currency current account or designated same name same currency savings account is closed, the Service will be automatically terminated without notice.