Payment Methods

You may settle your credit card account balance by the following convenient methods:
Note:     Renminbi Credit Card is only applicable to method 5, 6 and 7; payment made to Renminbi account of UnionPay Dual Currency Credit Card by Renminbi is only applicable to method 1, 5, 6 and 7 (shall not apply to payment made by HKD).

1.     Wing Lung NET Banking Service

If you have subscribed to a NET Banking Service, you can settle account balance by fund transfers from the respective account via Wing Lung NET Banking (website: www.winglungbank.com). Please pay attention to the related cut-off time when making payment.

2.     PPS

Payment by tone-dial phone or visiting http://www.ppshk.com through any designated bank account at least 1 working day before Payment Due Date. For details, please call 90000 222 329. The merchant code of Wing Lung Bank (WLB) is “9108”. Cut-off time: Monday - Friday before 7:00pm (exclude Public Holiday).

3.     JET Payment

Settle account balance by fund transfers from your HKD savings/current account at any JETCO ATM with “JET Payment” logo at least 1 working day before Payment Due Date. Cut-off time: Monday - Friday before 7:30pm (exclude Public Holiday).

4.     Phone Banking Service

Transfer funds from your linked bank account through the 24-Hour Phone Banking Service Hotline 3711 6688. Cut-off time: Monday - Saturday before 9:00pm (exclude Public Holiday).

5.     Autopay

Full or minimum payment to HKD Credit Card account is automatically made by direct fund transfers from your designated HKD savings/current account on Payment Due Date. For Renminbi Credit Card or Renminbi account of UnionPay Dual Currency Credit Card, full or minimum payment is made by direct fund transfers from your designated Renminbi savings/current account opened at our Bank. If autopay for Renminbi account of UnionPay Dual Currency Credit Card is made through HKD savings/current account, please note the exact amount repaid is determined by the Bank’s applicable exchange rate set on the date when the Bank confirms receipt of payment.

6.     Cheque

Write your account number on the back of the crossed cheque payable to “Wing Lung
Bank Limited”. Send it together with the upper part of statement to P.O. Box 72569, Kowloon Central Post Office, Hong Kong or drop it into the collection box located at branches at least 4 working days before the Payment Due Date. Charges and fees levied by correspondent bank will be applied to payment cheques drawn on overseas banks. Please refer to “List of Remittance & Exchange Services Charges” for details. If payment for Renminbi account is made by Renminbi, please note only local Renminbi cheque is accepted.

7.    Payment at WLB Branches

Payment can also be made by cash, cheque or fund transfers at any one of our Branches. Handling fee is waived for dropping cheque into the collection box located at Branches. Handling fee will be levied if settle payment over counter by cash or cheque. If the payment is made to Renminbi account by Renminbi exchanged from HKD cash, please note the exact amount repaid is determined by the applicable exchange rate of the payment day advised by the Bank. For UnionPay Dual Currency Credit Card, if the payment is made to Renminbi account by fund transfers from HKD account, please note the exact amount repaid is determined by the Bank’s applicable exchange rate set on the date when the Bank confirms receipt of payment; if it is made by Renminbi cash, please note that our Bank currently only accepts the bank notes with face value of CNY10 or above.

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