Personal Instalment Loan

Personal Instalment Loan
Personal Instalment Loan

    From now till 31st December 2017 ("Promotional Period"), customers who successfully apply Wing Lung Personal Loan via Wing Lung Bank website can receive HKD 300 Wing Lung Credit Card free spending credit reward! Grasp the chance and act now!

    For Terms and Conditions of Online Application Reward for Wing Lung Personal Loan, please click here for details.

    Customers who successfully apply Wing Lung Personal Instalment Loan are entitled to enjoy:

    • Annualised Percentage Rate as low as 2.55%
    • Loan amount of up to HK$1,000,000or 12 times your monthly salary (whichever is the lower)
    • Flexible Repayment tenor of up to 60 months

    Remarks:

    1. Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated according to the method set out in the Code of Banking Practice. Maximum APR is 36% with a repayment period of 6 to 60 months, subject to the relevant terms and conditions. The loan application is subject to the Bank’s approval.

      For a loan amount of HKD1,000,000 with a repayment period of 12 months, the monthly flat rate is 0.072% (APR 2.55%), and the total repayment amount is HKD1,025,500 and the handling fee is HKD5,000. The above example is for reference only.

    2. Hot Questions

    For details of Wing Lung Personal Instalment Loan Promotional Offer Terms and Conditions, please click here.

    For Wing Lung Personal Instalment Loan General Terms and Conditions, please click here for details.

    For Key Facts Statement (KFS) for Wing Lung Personal Instalment Loan, please click here for details.

    Warning : To borrow or not to borrow? Borrow only if you can repay!

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