General Home Mortgage

General Home Mortgage
General Home Mortgage

    Property buying is a big decision and involves too many things to do. No matter you are a first-time home buyer or you are transferring your mortgage, we are here to give you advice and tailor-make the most suitable package for you.

    • ​​Borrowing up to 90% of the property value
    • Preferential Mortgage Plan
    • Repayment term up to 30 years
    • Flexible repayment methods including monthly and fortnightly repayment schemes
    • Free fire insurance coverage for the first year / the second year (applicable to fire insurance arranged by Wing Lung Bank Limited)
    • Waiver of valuation fee and application fee
    • Wing Lung Bank Credit Card with annual fee waiver for the whole mortgage period
    • Preferential terms on other loan facilities

    Warning: To borrow or not to borrow? Borrow only if you can repay!

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