Term Deposits

Earn Higher Interest with Minimal Risk

If you are looking for stable and higher-yielding investment with minimal risk, our fixed deposit products are your first choice. We offer a wide range of fixed deposit products with flexible terms to suit your financial goals.

  • Available in HKD & 8 other foreign currencies
  • Minimum deposit amounts for various currencies

Deposit Interest Rates

Currency Minimum Deposit Amount (in original currency)
Hong Kong Dollar (HKD) 10,000
Australian Dollar (AUD) 1,000
Canadian Dollar (CAD) 1,000
Pound Sterling (GBP) 1,000
New Zealand Dollar (NZD) 1,000
Renminbi (RMB) 10,000
Singapore Dollar (SGD) 10,000
Thailand Baht (THB) 200,000
US Dollar (USD) 1,000

  • Attractive interest rate fixed upon account opening
  • Easy access to up-to-date interest rate via NET Banking or Phone Banking

Notes: Term deposits with a maturity exceeding 5 years are not a protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.
  1. Documents Required for Opening Individual/Joint Account

  2. Documents Required for PRC Resident
    Traditional Chinese Version and Simplified Chinese Version only

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